RHB Bank: Not Just About Credit Cards & Loans

RHB Bank’s Products & Services: Credit Cards & More

As we speak of RHB Bank, we know that they are now among the list of top five banks in Malaysia. Knowing the potential of foreign markets with the SEA region, they have expanded their horizon and entered Hong Kong, Laos, Cambodia, Myanmar, Thailand, and many other countries. Feeling the need to provide more value, RHB Bank has started to provide many sorts of financial services to businesses and individuals. Check RHB Joy@Work for more info.

Possessing a savings account or a current account has been staple yet underrated. To make sure account holders could benefit the most from their savings, RHB Bank has offered a more competitive interest rate as compared with other financial institutions. Moreover, they also have improved the transaction facilities by adding more ATM and CDM machines in branches and various designated locations and also creating an internet-based banking services platform, RHB Now for their consumers.

As the Bank sees the change of trend from the traditional purchasing method by cash to an online purchase, they found that there’s an escalating demand for credit cards. Reliant on information from research studies conducted that shows the public’s increasing acceptance towards the online purchase, it is proven that offering credit card service is regarded as the main approach RHB Bank should be pushing forward-and they did precisely that.


Feeling the need to narrow the gap between demand and supply, RHB Bank goes the extra mile and they have begun offering credit card facilities with a variety of benefits as opposed to other banks, which include cashback reward for cardholders whilst they buy more using a credit card.

Yet, the Bank understands that banking is more than just about credit cards and savings accounts. Nowadays, almost all people depend on loans to purchase assets, nevertheless getting loan approval could be a frustrating process. So, RHB Bank had developed a flexible policy for the public with a minimum interest rate for a lot of different kinds of loans. Moreover, personal financial investment, unit trust, and insurance services are also made available.

For entrepreneurs and enterprises, they can connect with RHB Bank for corporate banking facilities. Businesses may request for business loans if they are interested, and besides, they can even engage in other types of corporate banking facilities. As some businesses requested, RHB Bank now offers online cash management services.

There is always one special category of customers which might reap the most advantages of this: the SMEs. The services offered by RHB Bank is going to make it possible for these business owners to gain more capital to grow their business by making an application for the loan. Meanwhile, SMEs in the e-commerce industry can also subscribe to RHB’s trusted retail solutions.

Despite this, the bank has never lost attention to Shariah-compliant financial instruments. This is principally due to the high demand of the people in Malaysia. Keeping that in mind, banking facilities that follow the minimum Syariah requirement which include Islamic treasury, Islamic corporate banking, unit trust, and wealth management services are now being put forward.

RHB Bank has seen a 24% annual brand value increase in 2016 which automatically places them within the top 5 positions for banks in the country. In anticipation of the upcoming market growth, the Bank has started strategizing a much more proactive approach to keep its growth rate steady for years to come.

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